According to the calendar, Spring has arrived. while snow is still falling occasionally and we are still wearing our winter coats, it is Spring!! We are used to short springs…it seems so often, to go from winter cold to summer heat with very few reminders of this season we generally love. so beyond the date marker, how do we know we are reaching that pinnacle of seasons, the one that symbolizes rebirth, renewal and redemption from shoveling?
We start with thinking about spring cleaning…opening the windows, airing out the house or apartment and turning down the furnace. We think about painting, renovating, redecorating or moving. We often choose to move during the summer so that children can be settled in a new neighborhood before school starts again, it is the time when moving is easier, apartment leases are up and the cycle of homes on the market, for the same reason as you are thinking of moving, opens up.
What steps do you take to buy a house, whether it is your first or not? You need to know what your needs are and what neighborhood you want to be in. Then, in order to ensure you are planning within the realms of reality, you should be pre-approved for your mortgage. If you already have a mortgage and have been happy with the terms, you may be tempted to stay with whatever bank your mortgage is with. Rates are low and housing options are plenty. But does your bank have the same vested interest in your long term commitment? They will sell you on mortgage insurance without disclosing all of the facts about it. They will sell you what they want you to have, in both mortgages and insurance, without taking into consideration what you want and NEED for the long term.
Meet with a mortgage specialist who can explain all of it to you, giving you the options that fit your life. Pre approval is smart, getting it from the right lender is smarter. Get in touch with me today for your mortgage pre approval and say hello to Spring 🙂 Make an appointment today…..
Andrea
andrea.blaustein@f55f.com
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